Is DASK Mandatory? Everything You Need to Know

As a country located on a major fault line, earthquake insurance through DASK (the Natural Disaster Insurance Institution) is critically important in Türkiye. So — is DASK mandatory, and who does it apply to?

What Is DASK?

DASK is a system that ensures homes and workplaces in Türkiye are insured against earthquake risk. Established in 2000, the system aims to compensate for potential material losses after an earthquake.

Who Is DASK Mandatory For?

DASK insurance is mandatory in the following cases:

• Owners of independent residential units
• Owners of business premises
• All independent sections under condominium ownership

What Does DASK Cover?

• Structural damage caused by earthquakes
• Fire originating from an earthquake
• Landslides following an earthquake
• Compensation when the property becomes uninhabitable

How Do I Get DASK?

Buying DASK insurance is straightforward. You can apply with your title deed information and a copy of your ID. The premium is determined by the building's region, year of construction and construction class.

Important Notes

• DASK is mandatory for any title-deed transaction
• It is required for utility subscriptions (electricity, water, natural gas)
• It is required when using a bank loan

DASK is both a legal requirement and a vital safeguard for your family's future. Get your policy today and stay protected.